CFPB
The Consumer Financial Protection Bureau — a US government agency created by the Dodd-Frank Act in 2010 to protect consumers in the financial marketplace. The CFPB regulates consumer financial products, supervises financial institutions, enforces consumer protection laws, and accepts consumer complaints.
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- Full credit & FICO® glossary
Browse all defined terms by category.
- Fair Credit Reporting Act (FCRA)
The US federal law that regulates how credit bureaus (Consumer Reporting Agencies) collect, use, and share your credit information. The FCRA gives you the right to see your credit report, dispute inaccuracies, and limits how long negative information can remain on your report.
Frequently Asked Questions About CFPB
What does CFPB mean?
The Consumer Financial Protection Bureau — a US government agency created by the Dodd-Frank Act in 2010 to protect consumers in the financial marketplace. The CFPB regulates consumer financial products, supervises financial institutions, enforces consumer protection laws, and accepts consumer complaints.
Is CFPB important for my FICO® score?
Understanding CFPB helps you manage your credit profile more effectively, which in turn supports a stronger FICO® score.