Credit Score Range
The classification system that groups FICO scores into categories. Poor: 300–579. Fair: 580–669. Good: 670–739. Very Good: 740–799. Exceptional: 800–850. These ranges are used by lenders to set interest rates and determine eligibility for credit products.
Related guides
- Full credit & FICO® glossary
Browse all defined terms by category.
- FICO Score
A three-digit number ranging from 300 to 850 that represents your creditworthiness, calculated by the Fair Isaac Corporation (FICO) using data from your credit report. Used by 90% of top US lenders to evaluate loan and credit card applications.
- Credit Score
A numerical representation of your creditworthiness, typically ranging from 300 to 850. Credit scores are calculated by scoring models (like FICO or VantageScore) using data from your credit report. Lenders use credit scores to assess the risk of lending money.
Frequently Asked Questions About Credit Score Range
What does Credit Score Range mean?
The classification system that groups FICO scores into categories. Poor: 300–579. Fair: 580–669. Good: 670–739. Very Good: 740–799. Exceptional: 800–850. These ranges are used by lenders to set interest rates and determine eligibility for credit products.
Is Credit Score Range important for my FICO® score?
Understanding Credit Score Range helps you manage your credit profile more effectively, which in turn supports a stronger FICO® score.