LexisNexis C.L.U.E.
The Comprehensive Loss Underwriting Exchange — a specialty consumer reporting database maintained by LexisNexis. Contains up to seven years of auto and homeowner insurance claims history. Insurers use C.L.U.E. reports to help set premiums. Consumers can request a free report annually under the FCRA.
Related guides
- Full credit & FICO® glossary
Browse all defined terms by category.
- Consumer Reporting Agency (CRA)
Any business that compiles and sells reports about consumers to creditors, employers, landlords, or others. Includes the three major credit bureaus plus dozens of specialty agencies covering banking, insurance, employment, tenant screening, and more. All CRAs are regulated by the Fair Credit Reporting Act.
- Fair Credit Reporting Act (FCRA)
The US federal law that regulates how credit bureaus (Consumer Reporting Agencies) collect, use, and share your credit information. The FCRA gives you the right to see your credit report, dispute inaccuracies, and limits how long negative information can remain on your report.
Frequently Asked Questions About LexisNexis C.L.U.E.
What does LexisNexis C.L.U.E. mean?
The Comprehensive Loss Underwriting Exchange — a specialty consumer reporting database maintained by LexisNexis. Contains up to seven years of auto and homeowner insurance claims history. Insurers use C.L.U.E. reports to help set premiums. Consumers can request a free report annually under the FCRA.
Is LexisNexis C.L.U.E. important for my FICO® score?
Understanding LexisNexis C.L.U.E. helps you manage your credit profile more effectively, which in turn supports a stronger FICO® score.