Credit Bureau
A company that collects and maintains credit information about consumers and provides credit reports to lenders, creditors, and consumers. The three major US credit bureaus are Experian, TransUnion, and Equifax. Also called Consumer Reporting Agencies (CRAs) under the Fair Credit Reporting Act.
Related guides
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- Experian
One of the three major US credit bureaus. Experian collects and maintains credit data for approximately 235 million US consumers and provides credit reports, scores, and monitoring services. Headquartered in Dublin, Ireland with US operations in Allen, Texas.
- TransUnion
One of the three major US credit bureaus. TransUnion collects and maintains credit data and provides credit reports, scores, and consumer protection services. Headquartered in Chicago, Illinois.
Frequently Asked Questions About Credit Bureau
What does Credit Bureau mean?
A company that collects and maintains credit information about consumers and provides credit reports to lenders, creditors, and consumers. The three major US credit bureaus are Experian, TransUnion, and Equifax. Also called Consumer Reporting Agencies (CRAs) under the Fair Credit Reporting Act.
Is Credit Bureau important for my FICO® score?
Understanding Credit Bureau helps you manage your credit profile more effectively, which in turn supports a stronger FICO® score.