Experian
One of the three major US credit bureaus. Experian collects and maintains credit data for approximately 235 million US consumers and provides credit reports, scores, and monitoring services. Headquartered in Dublin, Ireland with US operations in Allen, Texas.
Related guides
- Full credit & FICO® glossary
Browse all defined terms by category.
- Credit Bureau
A company that collects and maintains credit information about consumers and provides credit reports to lenders, creditors, and consumers. The three major US credit bureaus are Experian, TransUnion, and Equifax. Also called Consumer Reporting Agencies (CRAs) under the Fair Credit Reporting Act.
- TransUnion
One of the three major US credit bureaus. TransUnion collects and maintains credit data and provides credit reports, scores, and consumer protection services. Headquartered in Chicago, Illinois.
Frequently Asked Questions About Experian
What does Experian mean?
One of the three major US credit bureaus. Experian collects and maintains credit data for approximately 235 million US consumers and provides credit reports, scores, and monitoring services. Headquartered in Dublin, Ireland with US operations in Allen, Texas.
Is Experian important for my FICO® score?
Understanding Experian helps you manage your credit profile more effectively, which in turn supports a stronger FICO® score.