The Work Number
A commercial employment verification database owned by Equifax. Contains employment and income data from millions of employers. Used by lenders, landlords, and government agencies to verify employment status and income. Consumers can request their report and dispute errors.
Related guides
- Full credit & FICO® glossary
Browse all defined terms by category.
- Equifax
One of the three major US credit bureaus. Equifax collects and maintains credit data for consumers and businesses, providing credit reports, scores, and analytics. Headquartered in Atlanta, Georgia.
- Consumer Reporting Agency (CRA)
Any business that compiles and sells reports about consumers to creditors, employers, landlords, or others. Includes the three major credit bureaus plus dozens of specialty agencies covering banking, insurance, employment, tenant screening, and more. All CRAs are regulated by the Fair Credit Reporting Act.
Frequently Asked Questions About The Work Number
What does The Work Number mean?
A commercial employment verification database owned by Equifax. Contains employment and income data from millions of employers. Used by lenders, landlords, and government agencies to verify employment status and income. Consumers can request their report and dispute errors.
Is The Work Number important for my FICO® score?
Understanding The Work Number helps you manage your credit profile more effectively, which in turn supports a stronger FICO® score.