Equifax
One of the three major US credit bureaus. Equifax collects and maintains credit data for consumers and businesses, providing credit reports, scores, and analytics. Headquartered in Atlanta, Georgia.
Related guides
- Full credit & FICO® glossary
Browse all defined terms by category.
- Credit Bureau
A company that collects and maintains credit information about consumers and provides credit reports to lenders, creditors, and consumers. The three major US credit bureaus are Experian, TransUnion, and Equifax. Also called Consumer Reporting Agencies (CRAs) under the Fair Credit Reporting Act.
- Experian
One of the three major US credit bureaus. Experian collects and maintains credit data for approximately 235 million US consumers and provides credit reports, scores, and monitoring services. Headquartered in Dublin, Ireland with US operations in Allen, Texas.
Frequently Asked Questions About Equifax
What does Equifax mean?
One of the three major US credit bureaus. Equifax collects and maintains credit data for consumers and businesses, providing credit reports, scores, and analytics. Headquartered in Atlanta, Georgia.
Is Equifax important for my FICO® score?
Understanding Equifax helps you manage your credit profile more effectively, which in turn supports a stronger FICO® score.